Buying  A Home: Home Loan

If you are like most people in California, a home loan is an essential part of buying a home.  Once your offer is submitted, you need to start the paperwork to secure a loan from a lender.  The first step is to find a lender with a great rate.  The website www.bankrate.com is a good place to start with and it should give you some idea on what rates are at for the type of loan you are planning on securing.  Each lender will tell you what they need from you and the time frame they will need it in.  We recommend getting your documentation into the lender with a couple of extra days so that any hiccups can be taken care of within the time frame that the lender sets forth. It is also a good idea to stay apprised of where in the lending process your lender is at all times and follow up with them to make sure your loan is progressing as it should be.